Posts by Tim Holt

Introduction: Financing Is Easier Than You Think Buying your first yacht is exciting. Figuring out how to pay for it can feel like the opposite. Between unfamiliar terminology, unclear requirements, and conflicting advice from dealers, brokers, and friends, the financing process can seem intimidating enough to stall a purchase entirely. It does not have to…

Introduction: The Cash Myth There is a persistent myth in the boating world that the wealthiest buyers always pay cash. It sounds right on the surface. If you have the money, why borrow? But in practice, the most financially sophisticated yacht buyers almost never write a check for the full purchase price. They finance —…